Methodology
How the WreckScore works
The WreckScore is a 0–100 measure of how well documented and well supported a Georgia car-accident injury claim looks, based on 9 answers. It's calculated on your device. Nothing you enter is stored or sent.
| Factor | Why it matters | Pts |
|---|---|---|
| Fault evidence | A police report or citation naming the other driver is the strongest early proof. | 20 |
| First medical care | Same-day or 72-hour care links the injury to the crash. | 15 |
| At-fault insurance | An identified insurer is where recovery usually comes from. | 15 |
| Timing | Georgia generally allows 2 years to file for injuries. | 10 |
| Treatment consistency | Gaps of 30+ days are used to reduce offers. | 10 |
| Your UM coverage | Covers you when the other driver's insurance is missing or too low. | 10 |
| Injury documentation | Imaging, ER, and specialist records prove the injury. | 10 |
| Your paperwork | Photos, report number, witnesses, records, seat belt use (2 pts each). | 10 |
Adjustments and limits
- Your share of fault subtracts up to 15 points. If you say you were about half or more at fault, the score is capped at 30, because Georgia generally bars recovery at 50% fault or more.
- More than 2 years since the crash caps the score at 10, and the result urges you to contact an attorney right away.
Score bands
80–100Strong foundation
60–79Solid, with gaps to fix
40–59Needs attention
0–39Serious hurdles
What the WreckScore is not
It isn't legal advice, a case valuation, or a prediction of any outcome. It doesn't know your full facts, your medical records, or the policy limits involved. A low score doesn't mean you have no claim, and a high score doesn't guarantee recovery. Only a Georgia-licensed attorney who reviews your situation can advise you.
Method last reviewed by [ATTORNEY NAME], [SPONSORING LAW FIRM], on [DATE]. Weights are set by WreckScore for educational purposes and are updated when Georgia law changes.
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