WreckScore
For people hurt in a Georgia crash

Hurt in a wreck? See where your claim stands in 2 minutes.

Answer 9 quick questions. Your free WreckScore shows right away what's strong, what's missing, and what to do next.

Get my free WreckScore
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72
Sample result
Solid, with 2 gaps to fix
Medical care started within 72 hours
Police report supports your side
Your UM coverage: not confirmed
The first 72 hours

Just crashed? Do these 6 things.

  1. 1
    Get safe and call 911Report every injury, even ones that seem minor. Police and EMS create the first official record.
  2. 2
    Get the police report numberAsk the officer which agency responded and for the report number. You'll need both.
  3. 3
    Photograph everythingVehicles, plates, the scene, your injuries, and the other driver's license and insurance card.
  4. 4
    See a doctor within 72 hoursER, urgent care, or your own doctor. Adrenaline hides injuries, and waiting hurts your health and your claim.
  5. 5
    Notify your own insurerReport the crash and ask about your uninsured motorist (UM) coverage and MedPay.
  6. 6
    Hold off on the other insurerDon't give a recorded statement or sign anything until you understand what it means.

Waiting to get treated is the costliest mistake.

When there's a gap between the crash and your first doctor visit, or long breaks in treatment, insurers argue your injuries came from something else. Get checked early, keep every appointment, and tell each provider the crash caused your pain.

Day 0–3
BestUp to 14 days
OKAfter 14 days
Risky30+ days
Gap
Why treatment gaps hurt claims
The claim process

From your first call to your check

  1. Free consultation
    Week 1
  2. Investigation and insurance
    Weeks 1–4
  3. Treatment and recovery
    Until your doctor releases you
  4. Demand package
    After treatment ends
  5. Negotiation, or a lawsuit if needed
    Weeks to years
  6. Settlement and release
    You decide whether to accept
  7. Disbursement: your net check
    Liens and fees paid first
See every step, short or detailed

What to gather

Start a folder, paper or on your phone. These are the documents an attorney and the insurance companies will ask for.

  • Police report
  • At-fault driver and vehicle
  • Their insurance company
  • Your UM coverage
  • Medical records and bills
  • Proof of lost wages
  • Photos and witnesses
Open the full checklist
Setting expectations

What "being made whole" means

Georgia is an at-fault state. The driver who caused the crash, through their insurer, is responsible for your losses. A claim may include:

Medical carePast bills and the care you'll still need
Lost incomeMissed work and reduced earning ability
Vehicle and propertyRepair or value, rental, damaged items
Pain and sufferingHow the injury changed your daily life

Your health comes first. Money can't undo an injury. Compensation is meant to cover what the crash took from you. No website or lawyer can promise a result.

Common questions

How long do I have to file in Georgia?

Usually 2 years from the crash for injury claims and 4 years for vehicle damage. Some situations shorten or extend these deadlines, so confirm yours with a Georgia attorney.

What if I was partly at fault?

Georgia uses modified comparative fault. If you are less than 50% at fault, you can still recover, reduced by your share. At 50% or more, you generally recover nothing.

What if the other driver has little or no insurance?

Your uninsured motorist (UM) coverage can step in. "Add-on" UM stacks on top of the at-fault driver's limits; "reduced-by" UM subtracts them. Your declarations page shows which one you have.

Does my WreckScore say what my case is worth?

No. It measures how strong and complete your situation looks based on your answers. Only an attorney who reviews your records can judge value.

Want a Georgia injury attorney to look at it?

Free consultation. You only pay a fee if there is a recovery, as your written agreement explains.

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Attorney advertising. This educational site is sponsored by [SPONSORING LAW FIRM]. Responsible attorney: [ATTORNEY NAME], [OFFICE ADDRESS], [PHONE]. WreckScore is not a law firm and does not give legal advice. Using this site does not create an attorney-client relationship. Content reviewed by [ATTORNEY NAME] on [DATE].